Why should You hire a Painting Contractor that carries Liability and Workers’ Compensation Insurance?

Although hiring the painting contractor that gave you the cheapest quote can be very tempting, you need to consider the risks involved of doing so before you make your final choice or decision. Those cheapest bids often come at a cost. First and foremost, cheaper quotes typically provide less protection for the homeowner. It can be extremely challenging for painting contractors who use top quality products and train their painters to be true craftsmen to be competitive with those who don’t.

 

Importance of Insurance, Licensing, Permits, and Trade Qualifications

 

In order to operate legally, a contractor must maintain his or her appropriate insurance coverages, licensing, permits, and trade qualifications. Unfortunately, this is often one of those ongoing expenses that detract from a contractor’s annual revenues. Sadly, this encourages some contractors to take shortcuts and avoid what’s necessary for a high-quality paint job. While this may equate to higher revenues, it puts financial security and safety at risk.

 

Remember, hiring a fully bonded, insured, and licensed contractor protects you against lawsuits that can arise from their actions. However, it also protects you against financial setbacks if the contractor causes you or someone else to be injured or if they damage your property. Make sure that the painting contractor you hire has general liability coverage as well as Worker’s Compensation insurance. Here’s why:

 

A contractor’s liability coverage protects them and their customers against any claims or lawsuits that may arise due to bodily injury and property damage that occurs on a work site. Worker’s Compensation insurance is the most important insurance contractors should have. Hiring one without this puts you at risk of paying the long-term medical bills for an employee that gets injured while working on your property. Most importantly, never assume that a contractor has insurance. Ask them for proof.

 

Why Right Track Painting and Sealcoating?

 

We realize there are literally dozens of painting contractors in the greater Boston and MetroWest areas. That is why we recommend that you review and verify all 4 of the following factors when choosing a painting contractor to work on your home:

 

• company values and work skills
• liability and worker’s compensation insurance coverage
• portfolio, references, and reputation
• safety training and certification

 

Right Track Painting & Sealcoating maintains full coverage for the homeowner’s protection. You can be confident that our products, services, and work procedures will be safe for you, your family, and your home.

 

For more information, call us today at (617) 480-9831. We’d be glad to be of assistance if you are contemplating a paint job for your home or office. Call us today for a FREE quote.